Loaded Baked Potato Chili Cheese

Featured in: Easy Everyday Warmth

This dish highlights tender baked potatoes topped with warm chili and black beans, layered with melted cheddar cheese and fresh garnishes like sour cream, green onions, tomatoes, and jalapeños. Baking the potatoes until crisp and fluffy creates a hearty base for the rich and flavorful toppings. The combination offers a comforting and customizable meal perfect for any casual dinner or family gathering.

Simple steps involve baking, heating the chili and beans, and assembling with toppings for vibrant texture and rich tastes. It's versatile for vegetarian or vegan diets by swapping ingredients, making it a flexible and satisfying option.

Updated on Wed, 19 Nov 2025 09:35:00 GMT
Steaming loaded baked potato with chili, cheese, and fresh toppings, ready to enjoy. Save
Steaming loaded baked potato with chili, cheese, and fresh toppings, ready to enjoy. | pumpkinvale.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

I first made loaded baked potatoes with chili on a busy weeknight, and it quickly became a family favorite because everyone can pick their own toppings. It is my go-to when we need something filling and fun.

Ingredients

  • Russet Potatoes: 4 large, scrubbed
  • Olive oil: 2 tbsp
  • Sea salt: 1 tsp
  • Prepared chili: 2 cups (meat or vegetarian)
  • Black beans: 1 cup canned, drained and rinsed
  • Cheddar cheese: 1 cup shredded
  • Sour cream: 1/2 cup
  • Green onions: 1/4 cup chopped
  • Tomatoes: 1/4 cup diced
  • Jalapeño: 1 sliced (optional)
  • Salt and pepper: to taste

Instructions

Prepare the potatoes:
Preheat the oven to 425°F (220°C). Prick each potato several times with a fork, rub with olive oil, and sprinkle with sea salt.
Bake:
Place potatoes directly on the oven rack and bake for 50–60 minutes, until skins are crisp and flesh is tender.
Heat the chili and beans:
In a saucepan over medium heat, combine chili and black beans. Stir occasionally until hot.
Prepare the potatoes:
Remove potatoes from the oven and let cool slightly. Slice each lengthwise and gently fluff the insides with a fork.
Assemble:
Spoon chili and bean mixture evenly over each potato. Top with shredded cheese and allow to melt, then add sour cream, green onions, diced tomatoes, and jalapeño slices if desired. Season with salt and pepper.
Serve:
Enjoy hot, with extra toppings on the side.
A close-up of a loaded baked potato with chili featuring melted cheddar cheese and sour cream. Save
A close-up of a loaded baked potato with chili featuring melted cheddar cheese and sour cream. | pumpkinvale.com

This meal always brings our family together at the dinner table, each person excited to add their favorites. Kids love creating their own loaded potatoes.

Required Tools

Oven, baking sheet (optional), saucepan, knife, and fork make prep and serving a breeze for this recipe.

Allergen Information

Contains dairy (cheese, sour cream). Gluten-free as long as gluten-free products are used for chili and cheese. Always check ingredient labels for allergens.

Nutritional Information

Per serving: Calories 480, Total Fat 17 g, Carbohydrates 62 g, Protein 18 g.

Fluffy baked potatoes overflowing with hearty chili, cheese, and beans; a delicious loaded baked potato. Save
Fluffy baked potatoes overflowing with hearty chili, cheese, and beans; a delicious loaded baked potato. | pumpkinvale.com

Make your dinner memorable with these loaded baked potatoes—a delightful blend of comfort and customizable fun for all ages. Enjoy every warm and cheesy bite!

Recipe FAQs

What type of potatoes work best for this dish?

Russet potatoes are ideal due to their starchy texture that becomes fluffy when baked, providing a perfect base for toppings.

Can I prepare this with vegetarian chili?

Yes, using a vegetarian chili maintains the hearty texture and flavor while keeping the dish meat-free.

How do I make the potato skins crispy?

Rubbing potatoes with olive oil and sea salt before baking at 425°F helps create crisp, flavorful skins.

What are good alternative toppings to try?

Try avocado slices, crushed tortilla chips, or hot sauce for extra flavor and texture variation.

Is this dish suitable for gluten-free diets?

Yes, as long as the chili and toppings used are gluten-free, this dish fits gluten-free needs comfortably.

Loaded Baked Potato Chili Cheese

Fluffy baked potatoes topped with chili, beans, cheese, and fresh garnishes for a satisfying dish.

Prep Time
10 minutes
Cook Time
60 minutes
Time Needed
70 minutes
Created by Emma Wallace

Recipe Type Easy Everyday Warmth

Skill Level Easy

Cuisine Type American

Makes 4 Serving Size

Diet Information Vegetarian-Friendly, No Gluten

Ingredient List

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 1/2 cup sour cream
03 1/4 cup chopped green onions
04 1/4 cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

How to Make

Step 01

Preheat oven: Preheat the oven to 425°F.

Step 02

Prepare potatoes: Prick each potato several times with a fork, rub with olive oil, and sprinkle with sea salt.

Step 03

Bake potatoes: Place potatoes directly on the oven rack and bake for 50 to 60 minutes until skins are crisp and flesh is tender.

Step 04

Heat chili and beans: While potatoes bake, heat chili and black beans together in a saucepan over medium heat until hot, stirring occasionally.

Step 05

Prepare potato flesh: Remove potatoes from oven, allow to cool slightly, then slice lengthwise and gently fluff the insides with a fork.

Step 06

Assemble potatoes: Spoon the chili and bean mixture evenly over each potato.

Step 07

Add toppings: Top with shredded cheddar cheese and allow it to melt. Add sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.

Step 08

Serve: Serve hot with additional toppings on the side if desired.

Equipment Needed

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Allergy Details

Review ingredients for allergens and ask a healthcare expert if unsure.
  • Contains dairy from cheese and sour cream. Verify chili and cheese labels for potential allergens and cross-contamination. Gluten-free if gluten-free chili and toppings are used.

Nutritional Breakdown (per serving)

Details shown are for general guidance and aren't a medical substitute.
  • Caloric Content: 480
  • Fats: 17 g
  • Carbohydrates: 62 g
  • Proteins: 18 g